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New FEMA policy on CRS Flood Insurance Discounts Nationwide
Effective May 1, 2008
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Lake County participates in the National Flood Insurance Program (NFIP). The NFIP makes federally backed flood insurance available for all buildings, whether they are in a floodplain or not. Flood insurance covers direct losses caused by surface flooding, including a river flowing over its banks, a lake or ocean storm and local drainage problems.

Lake County joined the Community Rating System through the NFIP in December 1994. As a result of steps taken by Lake County officials, unincorporated Lake County is now rated as a Class 8 community. This means flood insurance issued, or renewed, for property located in the Special Flood Hazard Areas will receive a 10 percent premium discount on their flood insurance.

There is a $30 fee for a "Flood Information" request. This fee must be collected before a determination is done. Citizens can come in person to the Public Works building with the legal description of the property in question and pay by cash or check. Checks should be made out to the "Lake County Board of County Commissioners" or mail the request (see form) along with a check and the legal description of the property to the Public Works Building, Stormwater Section, located at 437 Ardice Avenue, Eustis, FL 32726. This information can be faxed, mailed or picked up by the citizen.

Other Useful links:

Test Your Flood I.Q.

Lake County Flood Facts

Lake County Evacuation Routes


www.FloridaEvacuates.com



Federal Emergency Management Agency
http://www.fema.gov

For information on flood insurance:
FEMA National Flood Insurance Program (NFIP)
http://www.fema.gov/business/nfip/

FEMA forms, elevation certificates, Letter of Map Amendments (LOMA) or Revisions (LOMR), etc.
http://www.fema.gov/business/nfip/forms.shtm

Florida Division of Emergency Management
http://www.floridadisaster.org

Florida Department of Community Affairs
http://www.dca.state.fl.us

Homeowner's Guide to Retrofitting:  Six Ways to Protect Your House from Flooding, FEMA-312
www.fema.gov/media-library/assets/documents/480
Chapter 6, for example, describes how flood openings can be installed to wet flood proof the lowest floor and bring the building into compliance.

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