Ways to Save on Prescription Drugs
Posted: November 24, 2010
A new plan year has begun and members can save money by being aware of the following Blue Cross and Blue Shield of Florida tips.
- Verify with your doctor that a prescription drug is necessary. In some cases, an equally effective overthe- counter drug is available. (For example, Claritin® for allergies or Prilosec OTC® for heartburn were once only available via prescription.)
- Ask your doctor if a generic drug can be substituted. Generic drugs have been proven to be just as effective and generally cost 30%-50% less than their brand counterparts.
- Order by mail. With most plans, a 90-day supply by mail costs less than a 30-day supply at a pharmacy.
- Compare prices. It is easy to do so by using the interactive pharmacy tool on MyBlueService.
- Use a participating pharmacy (see MyBlueService) to pay less and avoid filing a claim for the prescription.
- Become familiar with the MyBlueService website as it offers the following:
- Up-to-date list of covered drugs
- Generic alternatives
- Information on how drugs interact with other drugs
- Functionality for on-line refills for mail order drugs
- Prescription drug forms
- System for e-mail reminders for refills
- Answers to pharmacy and prescription drug frequently asked questions
- Check pharmacy specials. (For example, Wal-Mart’s pharmacy offers prescription drugs for $4 for a 30-day supply. To view Wal-Mart’s $4 drugs list, log on to http://i.walmartimages.com/i/if/hmp/fusion/ customer_list.pdf
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